Thursday 08 August 2008

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All the latest Mortgage news

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Buyers warned on shared equity schemes

First-time buyers are urged to approach developers' shared equity offers with care - they may not be quite what they seem

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More London agents forced to quit

A Mayfair-based estate agent is to stop selling homes after 17 years. The collapse of the housing market has forced Blenheim Bishop out of sales

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Stamp duty dithering benefits some buyers

Since Chancellor Alistair Darling hinted he might suspend stamp duty, the paralysed housing market has not been bad for everyone

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Mortgage respite - but only for the well-off

A glut of lenders took a knife to their fixed-rate mortgage deals last week, but the best deals are only available to the well-off

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Deposits for best buys soar to £37k

Homebuyers need an average deposit of nearly £40,000 in order to qualify for a best buy mortgage deal, research shows

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Property slump sees sellers renting out

Homeowners are turning to renting out their homes because they are unable to sell them, figures have revealed

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Mortgage hikes in the crunch

A Money Mail investigation shows how Britain's biggest mortgage lenders have used the credit crunch to make more from your home loan

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Future rival site threat to Rightmove

Property website Rightmove saw its share price take a battering after the trade body for estate agents revealed it is launching a rival site

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Homebuyers asking for 20% discount

Buyers are demanding discounts of as much as 20%; on homes, according to the Bank of England

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The mortgage famine 'may go on for years'

There are lower mortgage rates available for the lucky few, but don't expect a pick-up in the housing market any time soon, warn experts

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House prices: 'No recovery for 8 years'

Some parts of the country will take eight years to recover from the current property slowdown, says a leading estate agency

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Seven steps to buying a home at auction

With only half of properties put up for auction actually selling, buyers may be tempted by the prospect of a bargain home. Find out how to go about it

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House price tables: Who says what?

Find out what is happening to house prices with This is Money's tables of latest house price figures and predictions from the major reports

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Britons hit by Spanish property collapse

Holiday home buyers are at risk of losing tens of thousands of pounds after the collapse of Spanish developer Martinsa-Fadesa

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Make money by filming in your home

Let your home to production companies to play a starring role and earn yourself a tidy sum in the process

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Buy-to-let hit as rents fall by 20%

Rents are falling by 20%; across London as landlords are forced to slash prices because of over-supply

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I want to take a mortgage holiday

How will I be expected to pay back the missing months if I take a mortgage payment holiday while I am on maternity leave?

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Will care costs rob me of parents' home?

Can I set up a trust to stop the local authority taking the money from selling my parents' home to pay for their residential or nursing care?

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Should I sell with an 82 year long lease?

My flat has 82 years remaining on the lease. As I eventually want to move, should I sell while I still have a long lease?

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Moving house... and countries

My parents are selling up and moving to Ireland. What is the best way to transfer the proceeds from their sale into euros?

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Will this stamp duty dodge work?

If both parties to a property deal cut their prices by £250,000 to avoid stamp duty will they be able get away with it?

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I want insurance to cover my mortgage

I'm worried about my job and want to take out insurance so I can still pay for my mortgage, if I became unemployed

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